The Australian Mutuals Foundation is a registered charity with the Australian Charities and Not-for-profits Commission. It is endorsed for charity tax concessions and as a deductible gift recipient by the Australian Taxation Office.

The AMF was established:

To support Australian children and youth who are at risk of abuse or neglect, or who are disadvantaged in terms of housing, medical care or education (domestic activities will be conducted through a partnership with Barnardos Australia)
To assist remote and disadvantaged communities in impoverished South East Asian and South Pacific countries to alleviate poverty through the creation of sustainable financial cooperatives (international activities will be conducted through a partnership with the Asian Confederation of Credit Unions)
To provide a mechanism for members of cooperatives and mutuals, and the general public, to make donations to assist those affected by natural disasters (either domestic or international)

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